PM Suraj Portal Yojana 2024: What Is It? How To Apply, Let's Know.

PM Suraj Portal Yojana 2024 is a program Prime Minister Shri Narendra Modi launched on 13 March 2024. Its main objective is to give money to the poor and deprived class in the form of loans for business. This scheme will mainly benefit SC, ST, OBC, and laborers.

Great news for all the economically weaker section candidates living in the country: this government scheme will provide all citizens of the Dalit class with a loan of 1 to 15 lakhs.

What is the main objective of the PM Suraj Portal Yojana 2024?

The main objective of the PM Suraj Portal Yojana 2024 is to provide financial assistance to the underprivileged sections of society. This portal helps candidates from SC, ST, and OBC to get loans.

The Government of India aims to help ST, SC, and OBC sections to get loans ranging from Rs 1 lakh to Rs 15 lakh from entities like banks, non-banking financial companies, and microfinance institutions through this portal.

This loan is expected to help them start or expand their business, increasing their income and making them self-reliant.

What is the main benefit of the PM Suraj Portal Yojana 2024?

The main benefit of the PM Suraj Portal Yojna 2024 is that it helps the underprivileged sections get bank loans quickly.

This scheme explicitly targets communities such as Scheduled Castes (SC), Scheduled Tribes (ST) and Other Backward Classes (OBC).

Here are some benefits of the PM Suraj Portal Yojana 2024:

Easy loan access: You can apply through this portal without visiting the bank.
Different types of loans: This portal facilitates small business loans up to around Rs 1 lakh and business loans up to Rs 15 lakh.
Promoting self-reliance: This scheme helps people become self-reliant by fostering entrepreneurship.
Access to various schemes: Through this portal, you can get information about various government schemes that can help start or expand your business

How to use PM Suraj Portal Yojana 2024?

Online Registration: Eligible individuals can register online by visiting the PM Suraj portal. During the registration process, they need to submit the required documents.
Scheme Selection: After registration, individuals can select the scheme of their choice from the various available schemes.
Loan Application: The online loan application for the chosen scheme can be submitted on the portal.
Bank Approval: Banks or financial institutions will evaluate the application and provide loan approval based on the eligibility.
Loan Disbursement: The approved loan amount will be deposited directly into the beneficiary’s bank account.

Who can benefit from the PM Suraj Portal Yojana 2024?

Scheduled Castes (SC), Scheduled Tribes (ST), Other Backward Classes (OBC), people living in backward areas, sanitation workers and small entrepreneurs can avail of this scheme.

How much of a loan can I get under PM Suraj Portal Yojana 2024?

According to Schemes, Loan amounts are available. Here are the Yojana and criteria details:

What documents are required for the PM Suraj Portal Yojana 2024?

These documents are mandatory for Suraj Portal Yojana 2024:

PAN Card
Aadhaar Card
Passport Size Photo
Address Proof (Electricity Bill, Ration Card etc.)
Residence Proof (Voter ID Card, Passport etc.)
Registration Certificate in case of registered company/institution

How to apply for PM Suraj Portal Yojana 2024?

Apply Online:

Visit the official “PM Suraj Portal” website.
Click on the “Apply Online” button.
Select the type of Yojana and enter the required personal information.
Upload the required documents.
Submit your application.

Verification of Application:

After you submit your application, it will be verified by the relevant authorities.

If any error or deficiency is found, you will be notified to correct the same.

Loan/Benefit Sanction:

After successfully verifying your application, the loan/benefit will be sanctioned.

You will be notified that the loan amount/benefit is credited to your bank account.

Some Important Points:

Fill in all the information correctly and entirely while applying online.
Make sure to upload all the required files.
After applying, track its status on the portal.
You can contact the helpline number available on the portal for any assistance.

How do you apply offline for PM Suraj Portal Yojana?

Currently, only online applications are accepted for PM Suraj Portal Yojana.

Launched on March 13, 2024, the portal aims to simplify the application process for schemes related to Scheduled Castes, Backward Classes and Sanitation.

It is important to note that no offline application is accepted for the PM Suraj Portal Scheme.

If you face difficulty applying online, you can call the helpline number or use the “Contact Us” option on the website.

Additional Help:

Please let me know if you want any other PM Suraj Portal Yojana 2024 information.

I can provide information about the scheme’s beneficiaries, eligibility criteria, required documents, application process and other essential details.

What are the benefits of PM Suraj Portal?

Candidates can get loan assistance to install solar power systems through the Suraj Portal.
The interest rate on the loan is 5% per annum.
The loan may be repaid within 10 years.
Through the Suraj Portal, applicants can also get technical assistance to install solar power systems.

Conclusion

The PM Suraj Portal Yojana 2024 is an essential initiative for the economic and social upliftment of the underprivileged sections of the

country. This portal enables them to quickly get loans to set up self-employment, which will increase their income and help them become self-reliant. The success of this scheme will play a vital role in the country’s overall development.